Are you passionate about financial technology and banking operations? If you are looking to launch your career with one of India’s top fintech companies, the Razorpay Banking Operations Analyst Jobs offer you a perfect opportunity. Razorpay is inviting young, dynamic graduates to be part of its growing team and contribute to reshaping digital financial services in India.
Here’s everything you need to know about the role, eligibility, benefits, and application process.
About Razorpay
Founded in 2014 by Shashank Kumar and Harshil Mathur, Razorpay has become a leader in India’s digital payments and business banking sectors. It started as a simple B2B payments company and evolved into a full-stack financial services organization. Razorpay today processes billions of dollars in payments annually, supports lakhs of businesses, and delivers a wide range of innovative services under Razorpay Payments, RazorpayX (business banking), and Razorpay Capital (business financing).
Driven by cutting-edge technology, a customer-first approach, and relentless innovation, Razorpay is creating a frictionless banking and payments experience for businesses of all sizes. Working here means being part of a revolutionary movement in India’s fintech landscape.
Role Overview – Banking Operations Analyst
Position: Banking Operations Analyst
Location: Bangalore, Karnataka (Work from Office)
Salary: Up to ₹7 LPA (based on experience and skills)
Type: Full-Time Employment
As a Banking Operations Analyst, you will play a critical role in managing Razorpay’s operational processes, ensuring compliance, handling risk, and supporting merchants with financial reports and reconciliation.
Key Responsibilities
As part of the Razorpay Banking Operations Analyst Jobs, you will work on a wide range of critical operational activities.
1) Internal System Management
- Configure and maintain internal and merchant-facing systems to ensure operational excellence
- Keep system configurations up-to-date and ensure smooth workflow across internal teams
2) Compliance Auditing
- Audit merchant data, ensuring compliance with Razorpay’s and regulatory standards
- Maintain high levels of data accuracy and system integrity
3) Risk Management
- Analyze risk factors associated with transactions and merchant activities
- Develop and implement appropriate risk mitigation strategies to safeguard Razorpay’s interests
4) Financial Operations and Reconciliation
- Handle financial reconciliation for merchant accounts
- Track settlements and ensure financial accuracy in records
- Assist merchants with transaction reports, settlement queries, and statement generation
5) Cross-Functional Collaboration
- Coordinate with finance, compliance, risk, and merchant support teams
- Help improve internal processes by identifying gaps and suggesting optimizations
Eligibility Criteria
The position is open to all eligible graduates who demonstrate a strong interest in financial operations, risk management, and business analysis.
Educational Qualification
- Bachelor’s Degree in Business Administration, Commerce, Operations Management, Finance, or related fields
- Equivalent experience in operations, financial services, or fintech will also be considered
Skills Required
- Strong attention to detail and a highly organized work style
- Good communication and interpersonal skills
- Proficiency in Microsoft Office Suite (especially Excel for data management)
- Analytical thinking and the ability to solve operational problems effectively
- Ability to multitask and prioritize under pressure
Preferred Attributes
- Knowledge of payments, fintech operations, or compliance standards
- Previous internship or experience in banking operations, financial services, or data management is a plus
Salary and Benefits
1) Salary Package
- Attractive package up to ₹7 LPA based on skills and experience
2) Perks and Employee Benefits
- Comprehensive health insurance for you and your family
- Provident Fund (PF) and Retirement benefits
- Performance bonuses and annual appraisals
- Learning and development programs
- Opportunity to work with India’s leading fintech innovators
- Vibrant, inclusive work culture fostering collaboration and growth
Work Location
- This is a full-time work-from-office role based in Bangalore, Karnataka.
- Candidates must be ready to relocate or work from the Bangalore office as required.
Why Should You Join Razorpay?
- Work with the Best: Be a part of India’s top fintech brand revolutionizing payments and banking
- Fast Career Growth: Get exposure to fintech operations, compliance, financial analytics, and customer engagement early in your career
- Inclusive Culture: Razorpay is committed to diversity and welcomes candidates from all backgrounds without bias
- Learning Opportunities: Access skill development programs, leadership talks, and mentorship
- Impactful Work: Play a role in enhancing financial infrastructure and contributing to the success of thousands of businesses across India
Joining Razorpay means joining a company that values innovation, diversity, teamwork, and growth.
How to Apply
If you are excited to start your journey with one of India’s most admired companies, apply now before the opportunity closes!
Apply Link – Razorpay Banking Operations Analyst Jobs
Application Process
- Step 1: Submit your online application through the given link
- Step 2: Wait for a screening call from Razorpay’s recruitment team
- Step 3: Complete interviews and assessments (if required)
- Step 4: Receive your offer and get ready to join an industry leader!
Pro Tip: Highlight your operational skills, attention to detail, and interest in fintech in your resume for better chances!
FAQs – Razorpay Banking Operations Analyst Jobs
Can freshers apply for this role?
Yes, fresh graduates with strong analytical and operational skills are encouraged to apply.
Is this a remote or work-from-office role?
This is a full-time work-from-office position based in Bangalore, Karnataka.
What kind of training will be provided after joining?
You will undergo onboarding sessions, learn internal systems, and receive mentorship from experienced managers.
What departments will I work with?
You will work closely with operations, compliance, finance, and merchant support teams.
Is there any career growth after the Banking Operations Analyst role?
Yes, you can grow into roles like Senior Operations Analyst, Risk Manager, or move into Finance and Product teams based on your performance.
What is the expected salary?
The offered CTC is up to ₹7 LPA, depending on your qualifications and experience.
What skills will help me succeed in this job?
Attention to detail, strong Excel skills, communication abilities, risk awareness, and a proactive mindset are key to excelling.